Welcome to Payoutsbazaar

Personal Loan

  • Loan amount from Rs 1 Lakh – Rs 25 Lakhs
  • Instant online approval.
  • Flexible repayment tenures between 1 to 5 years
  • Payout Up to 1% of loan amount as cash back
Apply Now

APPLY NOW

and get best Loan Deals

APPLY NOW

and get best Loan Deals

Personal Loan

  • Loan amount from Rs 1 Lakh – Rs 25 Lakhs
  • Instant online approval.
  • Flexible repayment tenures between 1 to 5 years
  • Payout Up to 1% of loan amount as cash back
Apply Now

Personal Loan Features & Benefits

Personal Loan can help you realise your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features.

01

Easy Application

You can apply for Personal Loans online; we let you know if you are eligible within some time. You can also make use of our personal loan call centre and find out if you qualify for a loan.

02

High Disbursal Amount

Our quick Personal Loan is available for salaried individuals and self-employed professionals. You can borrow from Rs 1 Lakh to Rs 25 Lakhs basis your eligibility.

03

Flexible Tenures

You can repay your Personal Loan in tenures ranging between 1 and 5 years.*

04

Borrow more if you need

You can borrow more money by using the top up facility available for existing users.

Personal Loan Eligibility Criteria

A Personal Loan can finance your needs without having to wait for capital to accumulate. We establish eligibility criteria for a Personal Loan based on few simple parameters. Your credit score and existing borrowings are also assessed to determine your repayment capacity.

For Self Employed Individuals:

  • 1. The business must have been in existence for a minimum period of 3 years
  • 2. The company’s profit after tax (PAT) for the last two years should be positive
  • 3. Minimum Age: 28 years; Maximum Age: 68 years, at the time of loan maturity

For Salaried Individuals:

  • Minimum Age: 23 years; Maximum Age: 58 years, at the time of loan maturity

Apply For Personal Loan Online

1

Online Application

You can apply for a personal loan online by filling a form on our website. If you apply for a personal loan online, we will tell you about your eligibility instantly.

2

Document Submission

Our relationship manager will fix up an appointment to come to your premises and collect the requisite documents for quick personal loans.

3

Verification

After your documents have been collected, bank will verify your personal loan application; this may involve a personal discussion with you.

4

Approval & Disbursal

If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.

Documents Required for Personal Loan

Banks provide Personal Loans for both self-employed and salaried individuals based on the assessment of following documents:

Please review the business loan document checklist here:

Photo Identity Proof ( Self-attested copy of any one document* )

Address Proof ( Self-attested copy of any one document* )

Income Proof ( Self-attested copy of any one document* )

Salaried Individual

Business Proof ( Self-attested copy of any one document* )

Customer Reviews

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“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”

Donny J. Griffin (baroda)

“We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”

Ryder Lothian (A’bad)

"I want to express my appreciation for assistance that you provided over several years to help resolve a difficult financial situation when my debt was out of control”

Brock Lambrick (surat)

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